Ronald Toews Ronald Toews

SR&ED Overhead Calculation: Proxy vs. Traditional Method

It all begins with an idea.

Maximizing your SR&ED (Scientific Research & Experimental Development) tax credits often depends on choosing the best way to calculate your overhead expenses.

Canadian businesses can choose between:

  • The Proxy Method (Prescribed Proxy Amount or PPA)

  • The Traditional Method (Actual Overhead Costs)

Selecting the right approach can significantly impact your total SR&ED claim. Below, we break down how each method works, with examples to help you decide which suits your business best.

Traditional Method

SR&ED overhead includes indirect costs that support eligible R&D work — such as utilities, rent, maintenance, and support staff. To qualify, expenses must directly support SR&ED projects and be incremental to the work performed.

Under the Traditional Method, you claim the actual overhead expenses that meet CRA eligibility requirements.

Example: Allowable Overhead Expenses

Category Amount

Utilities $8,000

Building Operations $10,000

Support Staff Wages $20,000

Travel & Training $4,000

Supplies & Consumables $5,000

Relocation & Hiring Costs $3,000

Rent & Property Taxes $15,000

Total Allowable Overhead $70,000

Calculation Example

Category Amount

Salaries $200,000

Materials consumed $40,000

Canadian contracts $60,000

Overhead (as Above) $70,000

Total Qualified Expenditures $370,000

Investment Tax Credit (ITC) Calculation:

CCPC 35%: $370,000 × 35% = $129,500 (Canadian Controlled Private Corporation)

General Rate 15%: $370,000 × 15% = $55,500

Proxy Method

The Proxy Method replaces itemized overhead with a simplified flat-rate allowance called the Prescribed Proxy Amount (PPA).

Instead of tracking actual costs, businesses can claim 55% of eligible SR&ED salaries as overhead. This method reduces administrative work and often yields a higher tax credit for companies with modest indirect costs.

Proxy Method Calculation Example

Step 1: Determine Eligible SR&ED Salaries

Employee Salary

Engineer A $80,000

Engineer B $70,000

Technician $50,000

Total Salary Base $200,000

Step 2: Apply PPA Rate

$200,000 × 55% = $110,000

Step 3: Add PPA to Qualified SR&ED Expenditures

Category Amount

Salaries $200,000

Materials consumed $40,000

Canadian contracts $60,000

PPA $110,000

Total Qualified Expenditures $410,000

Step 4: Calculate the Investment Tax Credit (ITC):

CCPC 35%: $410,000 × 35% = $143,500

General Rate @ 15%: $410,000 × 15% = $61,500

Proxy vs. Traditional: Which Yields a Better SR&ED Credit?

Method Qualified Expenditures ITC @ 35% ITC @ 15%

Proxy (PPA) $410,000 $143,500 $61,500

Traditional $370,000 $129,500 $55,500

👉 In this example, the Proxy Method produces a higher tax credit because the PPA ($110,000) exceeds the actual overhead ($70,000).

When to Use Each Method

Use the Proxy Method if:

✅ Your actual overhead is low or moderate relative to 55% of SR&ED salaries.

✅ You want simplified record-keeping and fewer documentation requirements.

Use the Traditional Method if:

✅ You operate facilities with high indirect costs (labs, equipment-heavy operations).

✅ You can document all overhead expenses directly tied to SR&ED work.

Conclusion

Both the Proxy Method and Traditional Method can help you maximize SR&ED credits — the right choice depends on your company’s cost structure and administrative capacity.

For most businesses, the Proxy Method offers a simpler and often more lucrative approach. However, firms with high, traceable overhead may benefit from the Traditional Method.

At Ledger & Strategy, we help Canadian companies maximize SR&ED returns — from calculating overhead to preparing full claim documentation.

Read More
Ronald Toews Ronald Toews

Cost Accounting: How to Uncover Hidden Costs and Boost Profitability Across Industries

Introduction

Many businesses believe they’re earning solid margins, only to find that hidden or untracked costs quietly erode profits. Without full visibility into labor, materials, equipment time, and overhead, it’s easy to misjudge true profitability.

Cost accounting provides the financial clarity every business needs to stay competitive. Even efficient operations can overlook key expenses such as:

  • Labor inefficiencies – setup time, rework, or waiting for materials

  • Equipment use and depreciation – downtime, maintenance, or slow performance

  • Project or shop time opportunity cost – time spent on low-margin jobs

  • Utilities and consumables – energy use, supplies, and small tools

  • Packaging, transport, and storage – underestimated costs that reduce profit

By accurately tracking all inputs, cost accounting calculates the true cost per job or product, enabling you to:

  • Set profitable, competitive prices

  • Identify waste and inefficiency

  • Compare estimated vs. actual costs

  • Improve budgeting and forecasting

How to Implement Cost Accounting for Better Profitability

Businesses of any size can enhance profitability through disciplined cost accounting practices:

  1. Track every cost – include wages, materials, energy, and downtime.

  2. Separate direct and indirect costs – clarify true project or product costs.

  3. Log time per job or service – assess opportunity costs and capacity use.

  4. Use accounting or job-costing software – automate tracking and reporting.

  5. Review reports regularly – identify trends and adjust before problems grow.

Modern management accounting tools simplify data collection and help business owners make informed, timely decisions that protect margins.

Conclusion

Profitability doesn’t come from sales alone—it comes from clarity. Understanding your true costs ensures smarter pricing, efficient resource use, and sustainable growth.

By applying cost accounting principles, businesses can uncover hidden expenses, refine pricing strategies, and strengthen their bottom line.

The key to lasting profitability is knowing your true costs.

Read More